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Personal Insurance

Allabout has claims authority to handled and settle claims for Santam, Bryte and few other Insurers. 

Insurance regulations demand, all clients to submit and sign all claims themselves. Find below claim forms for different type of claims.                       

Please remember that all claims must be submitted as soon as possible, but not later than 30 days from the incident. 

We suggest, you take as much photos on your cell phone of damages and scene and submit it to us or to the Assessor

Buildings

 

Your home is most probably the most valuable asset that you own, so it's important to have some insurance cover on the property should it be damaged or even destroyed by events such as a fire or storm.

 

Make the smart move and protect your building from the environment. You can never tell what's going to happen, so rather be prepared and make sure that your property has the right cover. 

We Cover  the Following  

1. Loss or damage caused by fire, lightning, explosion, earthquakes, then bursting or overflowing of geysers, equipment or      pipes and storms or foods.

2. Impact with your home and outbuildings by animals, vehicles, and falling trees.

3. Aircraft or objects dropped from them.

4. Malicious or intentional damage.

5. Break-in or theft.

6. Rent lost dew to your tenant had to vacate the building because they were damaged by anything covered by the policy.

7. Professional fees and charges from public authorities.

8. Accidental damage to your fixed glass and sanitary ware.

9. Accidental damage to your public supply or mains connection.

10. Accidental damage or theft of your radio, TV aerials or masts and satellite dishes.

11. The cost to demolish your home and to remove the debris if it was damaged by anything covered by the policy.

12. Public Liability as a homeowner.

13. Liability to domestic employees, if he/she dies at your home while he/she is working.

All Risk 
Items used outside the house

The All Risk covers personal possessions that you normally wear or take out of the home with you, such as clothing, jewelry, cameras, and mobile phones.

 

UnSpecified items -  Loss or damage to your jewellery, clothing and personal items with you and your family members who live with you, normally wear or carry with you - items more than R1000 must be specified

Specified items - Cover individual items valued at more than R1000 with each item being listed with its values  

The following items need to be specified :

1. Cellphones

2. Laptops.

3. Contact lenses.

4. Jewellery.

5. Caravan contents.

6. Bicycles.

7. Cameras. 

8. Firearms.

9. Items in a Bank vault

10. Car radios

11. Sporting / Fishing/ Camping Equipment.

Motor Cover  

Are you prepared to pay the full cost of repairing or replacing your car if it's damaged or stolen 

Having insurance cover is the simplest way to protect yourself from  MASSIVE costs that could be incurred in case of an accident.

Our  Vehicle Cover options include.

Comprehensive - Comprehensive insurance is cover for damage to your own vehicle combines with third party, fire, and theft.                                                This gives you the broadest possible cover.

Our   Comprehensive cover includes 

 1. Comprehensive cover for any accident damage and theft.

 2.Towing and storage - to the closest authorized repairer.

 3. Emergency hotel expenses - we will pay up to R1000 towards emergency hotel expenses necessarily incurred by you and one           passenger in the event of loss or damage to the insured vehicle.

 4. Funeral benefit - in the event of an accident resulting in your death, we will pay up to R3000 funeral benefits

 5. Medical costs - up to R1000 towards medical costs of each injured person.

 6. Trauma - If you are the victim of a violent act of theft, attempted theft, hold up, or hijacking which necessitates professional           counseling , we will pay compensation up to R3000 for any one claim.

 

We also offer a number of optional extras such as cover for :

 1. Your sound system

 2. Hail damage

 3. Vehicle's Canopy 

 4. Car hire (as long as your claim is valid)

 

Third-party.

if you have an accident and you are responsible, your third party insurance covers injuries to other people (including passengers)0

as well as damage to other people's property.

Should a passenger be injured as a result of your negligence, the insurance company will cover their injuries as well, over and above the Road Accident Fund.

Third-party, fire, and theft - This provides cover for fire and theft, in addition to ordinary third party cover.

Benefits

 1. Vehicles are insured for retail value  

 2. Car hire for 30  or 60 days

 3. You can select a number of different excess options 

 4. Locks and keys 

 5. Road Cover - Free legal representation, free administration and claims management, free required medical-legal reports for           Road cover medical experts as approved by the road accident fund (RAF)

Road Side assistance - Roadside assist will assist you with towing and other services should you experience :

 1.  An accident.

 2. Mechanical breakdown.

 3. Be the victim of hijacking or theft.

Caravan and Trailer  

Under this cover, you may claim if your caravan is damaged or stolen. you may also claim for the damage to other parties and their property. You will only have cover if you use your caravan solely for social, domestic and pleasure purposes.

Our  Caravan Cover option includes.

Comprehensive - Comprehensively insured, for theft or damage

Towing and storage to the closest repairer

The damage you caused to other parties and their property.

Our  Trailer Cover option includes.

Comprehensive - Comprehensively insured, for theft or damage

Towing and storage to the closest repairer

The damage you caused to other parties and their property.

Boats 

Under this cover, you may claim for any accident or theft to the craft, or if it's stolen. you may also claim for the damage to other parties and their property. You will only have cover if you use your craft solely for social, domestic and pleasure purposes.

Our  Watercraft Cover option includes.

Comprehensively insured, for theft or damage.

Salvage charges incurred while preventing further loss or damage to the craft.

 

sERVICE

We provide exceptional service to all our clients
and lighting fast claim payout times

Protection

We provide the protection you deserve 
24/7

Flexible

We adapt policy requirements to suit your needs

Low excess

Excesses can be insured in full

016 423 6467

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